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Traditional lenders move slow — your business can’t afford to.
Growing your business takes capital — but traditional banks often make the process slow, complicated, or out of reach. When opportunities come fast, waiting weeks for an approval can mean losing your next big contract or expansion window.
At Syndicate Lending, we help business owners unlock the value of their residential property to get fast, flexible funding — when it matters most.
20+
Years of Experience
4
Global
Offices
1000+
Lenders
A Smarter Way to Access Working Capital
A Business Line of Credit secured by residential real estate allows you to use your home’s equity as collateral to secure business funding — often at the Canadian Prime Rate.
You can draw funds as needed, repay them, and borrow again — giving you full control over your cash flow.
How it Works?
We assess your home equity and business.
We match you with the best lending partner — from our network of over 1,000 institutions.
You get a revolving line of credit — flexible, affordable, and ready when you need it.
Why Choose Syndicate Lending
We Build Financing Around People — Not Paperwork.
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Prime Rate funding options
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Fast approvals
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Access to 1,000+ lending partners
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Expert brokers who work one-on-one with you
Our Mortgage Broker Experts
Meet the team behind Syndicate Lending Corporation—your trusted mortgage advisors in Vancouver BC. Since 2015, we've built a strong reputation as a leading Vancouver mortgage company by delivering exceptional client service and personalized mortgage solutions for homebuyers, investors, and businesses across British Columbia.
Business Line of Credit FAQ
Answers to Common Mortgage Financing Questions Clear insights to help you make informed home loan decisions.
Q. What exactly is a business line of credit backed by your home, and how does it work?
A business line of credit backed by your home—also called a home equity business line of credit (HELOC)—lets you borrow against the equity you’ve built in your property to fund your business.
Here’s how it works: you’re approved for a credit limit based on your home’s value, and you can withdraw only what you need, when you need it. You’ll pay interest only on the amount you use, not the full limit. This gives business owners flexible access to cash without constantly reapplying for loans.
In simple terms, it’s like having a financial safety net for your business that’s secured by your home—ideal for managing cash flow, investing in growth, or covering unexpected expenses.
Q. Who is eligible for this type of business line of credit?
You may qualify for a home equity-backed business line of credit if you:
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Own a home with sufficient equity (usually at least 20%).
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Have a steady income from your business or employment.
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Maintain a reasonable credit score and debt-to-income ratio.
This option is perfect for small business owners, self-employed professionals, freelancers, and property investors who want flexible access to capital without the strict lending requirements of traditional banks. Even if your business is new or your income varies month to month, you may still qualify based on your home equity.
Q. What can you use a business line of credit for, and how flexible is it?
A business line of credit can be used for virtually any business need, including:
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Purchasing inventory or supplies
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Covering seasonal cash flow gaps
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Funding marketing or advertising campaigns
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Paying contractors or freelancers
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Managing unexpected expenses or repairs
The best part? You’re in control. You only borrow what you need, when you need it—making this one of the most adaptable financing tools for entrepreneurs and small business owners.
Q. How can Syndicate Lending help you get approved quickly and at a prime rate?
At Syndicate Lending, we specialize in fast, personalized approvals for home equity–backed business lines of credit. Unlike big banks that take weeks to respond, our team can help you:
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Get approved quickly—often within days
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Access competitive, prime-based rates
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Borrow more based on your home’s equity
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Avoid unnecessary fees and long waiting periods
We make it easy for Canadian business owners to unlock their home equity and turn it into working capital, so you can keep your business growing—without the red tape.
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