$1M Business Line of Credit & Full-Financing Package for New Medical Doctor Opening Multi-Specialty Clinic in Surrey, BC

A newly licensed medical doctor in Surrey secured $1 million in comprehensive financing through Syndicate Lending Corporation to open a multi-specialty clinic after traditional lenders declined due to limited credit history and lack of collateral.

Client: Newly Licensed Medical Doctor – Multi-Specialty Clinic Launch

Loan Amount: $1,000,000

Financing Type: 100% Project Financing / Revolving

Business Line of CreditPurpose: Clinic launch, equipment, build-out, staffing, operational runway

Location: Surrey, BC

Business Line of Credit Enables New Clinic Launch

A newly licensed physician aimed to open a multi-specialty medical clinic offering family medicine, allied health services, and diagnostic care under one roof. Despite a solid business plan and strong community demand, traditional lenders refused financing due to limited practice history and insufficient personal collateral.

Facing a secured lease and looming construction deadlines, the doctor needed fast, flexible capital. A business line of credit, paired with a tailored private financing package, provided the ideal solution to:

• Complete clinic construction and interior build-out

• Purchase advanced medical and diagnostic equipment

• Hire physicians, nurses, and administrative staff

• Cover licensing, regulatory, and operational startup costs

By leveraging a business line of credit, the client could draw funds as needed, ensuring cash flow flexibility while avoiding the financial strain typically associated with new practice launches.

Financing Structure and Strategy

Syndicate Lending Corporation (SLC) structured a $1 million financing package covering 100% of the required capital. The solution included a business line of credit to provide ongoing working capital for operational flexibility.

SLC strengthened the application by highlighting:

• Strong projected patient demand and market analysis

• Multi-specialty service model with long-term revenue potential

• Physician’s professional credentials and operational readiness

Through our curated lender network, we matched the doctor with a financing partner experienced in healthcare development, enabling full project funding and flexible access to capital through a business line of credit—something traditional lenders could not offer.

Outcome

The physician successfully launched the multi-specialty clinic on schedule. The business line of credit and full financing package allowed the client to:

• Complete all construction and clinic build-out

• Acquire advanced medical and diagnostic equipment

• Recruit clinical and administrative staff

• Cover licensing, regulatory, and operational costs

• Begin operations without financial strain

The clinic opened with strong patient demand and an efficient operational model, positioning the practice for long-term sustainability and growth.

SLC’s tailored healthcare financing solution, including a business line of credit, empowered a new healthcare professional to establish a high-impact medical practice that traditional lenders were unwilling to support.

Discover how we’ve helped clients secure the funding they needed by exploring our case studies. Visit our services page to see everything we can do for you.

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